The National Commission for the Protection and Defense of Users of Financial Services (Condusef), warned about an attempted fraud against IMSS pensioners in Guadalajara, Jalisco. If you receive this payment, we will tell you how it operates so that you do not fall into deceptions.
The fraudsters leave in the mailboxes of the homes a letter from an alleged financier named Cofipen, which is addressed to the IMSS pensioners. This document indicates that through the institutional support of the IMSS, a payroll advance from 10,000 to 100,000 pesos is authorized, payable as of March 1 with a discount via payroll in 12, 24 and 36 months.
We tell you how IMSS pensioners could be victims of fraud. Photo: My Pocket
The document indicates that this benefit is only valid until February 28, so that pensioners can apply for this advance, they must communicate to the numbers that appear on the paper.
When calling, the documents that are requested from the pensioner are a statement of account for the last two months, a payment report for the last three months, proof of address of the light and official identification either IFE, passport or professional license and the pension declaration.
Supposedly the interest rate they offer is 10%, those interested are asked to make an appointment for personalized attention. For this reason, Sebastián Rodríguez, delegate of the Condusef, said that the financial company that offers these advances is not regulated, in addition to that they should not operate with personalized letters, so it is an attempt of fraud.
The delegate issued a recommendation to avoid falling into this type of fraud, which consists of reviewing on the Sipres page the financial ones that are regulated, if they are not on the list, it is most likely that it is a fraud.
So if at any time you or someone you know receives this document, the recommendation is not to get carried away and find out before taking any step. In the same way, you can contact the Condusef phone number 55 53 400 999, and toll free 800 999 8080 from Monday to Friday from 8:30 a.m. to 6:00 p.m.
You can also visit their website www.condusef.gob.mx, remember that it is best to be informed before making any decision.
For more information on this and other topics, visit our Retirement section.