Saving for when it is time to retire is one of the best decisions to qualify for a good pension for the rest of your life. Therefore, it is important to be aware of the returns offered by the Afore in which you are registered.
The Retirement Fund Administrators (Afores) are in charge of managing the resources of Mexican workers who contribute to the IMSS and ISSSTE. You should know that the net return that you are in represents the profits or interests in your favor, after the administrator has already collected its commission for managing your individual account.
Take into account the performance of the Afores. Photo: Reforma
Here you can check the percentages obtained by the Afores at the end of October, for those born between 1980 and 1984.
Afores Performance compared September-October Profuturo from 6.54% to 6.84% (same position) Coppel from 5.66% to 5.89% (same position) Sura from 5.17% goes to 5.67% (up four positions) XXI Banorte from 5.17% goes to 5.54% (rises two positions) Main from 5.12% goes to 5.43% (rises three positions) Azteca from 5.28% goes to 5.42% (falls one position) Inbursa from 5.37% goes to 5.42% (falls four positions) PensionISSSTE from 5.33% goes to 5.39% (drops four positions) Citibanamex from 4.85% goes to 5.37% (same position) Invercap from 4.01% goes to 5.32% (same position)
The three Afores that gave the most performance in October for those born between 1980 and 1984 are Profuturo, Coppel and Sura.
The Consar is in charge of regulating the movements that the Afores make with your resources, therefore, it advises three important points to choose the best one: that the returns it gives you are high, the commission it charges you and the services it offers you.
In your statement of account, which must reach your home address or by email three times a year, you can check the performance offered by the Afore you are in and compare it with that of the others so that you can evaluate if it is convenient for you to stay in she.
If not, you can make the change of administrator once a year, the first thing you have to do is contact a promoter of the Afore to which you decide to change so that they can start the process and integrate an Electronic Identification File which It must contain your personal data, a digital photograph and they will ask you for data on two personal references, beneficiaries, contact numbers, among others.
You must also sign:
Request for Proof of Transfer Request for Transfer of Retirement Fund Administration Contract Document of Net Performance
What will follow is that once your change request is accepted, the Afore will send the Transfer Certificate to your address; This can also be sent to you by email. If you have any questions with your Afore where you are registered you can communicate by phone or visit the official sites:
AFORE / TELEPHONES / OFFICIAL WEBSITE Profuturo 01 800 715 5555 www.profuturo.mx Inbursa 01 800 909 0000 www.inbursa.com Pensionissste 01 800 400 2000 www.gob.mx/pensionissste Coppel 01 800 226 7735 www.aforecoppel.com XXI Banorte 0155 2000 1994 www.xxi-banorte.com Sura 0144 3310 8192 www.suramexico.com Invercap 01 800 522 2367 www.invercap.com.mx Banamex 01 800 282 3673 www.aforebanamex.com.mx Principal 01 800 277 4624 www.principal .com.mx
For more news on this and other topics, we invite you to our Retirement section.